ski-insurance.com.au

There’s nothing more fun than fooling around in the snow – time to let your hair down, make a few snow balls and have a ball. But to give you the freedom just to relax and enjoy yourself, don’t fool around when it comes to taking out medical travel insurance.

It only takes a few moments to get some serious cover in place, and it can all be done online.

Be Aware on the Slopes

When you’re on the mountain or in an alpine region, you have a responsibility to stayed tuned to weather and avalanche forecasts and get to know any of the hazards or dangers in the area. It doesn’t take much effort and could save you from serious injury and a ruined holiday.

When you’re off-piste keep a look out for obstacles such as jutting or buried rocks, air pockets near trees or from hidden bushes, crevasses and cliffs. Always ski with someone when going off-piste, and if you go into more remote areas, take a guide who knows the slopes and the hazards.

Time to Declare All

Don’t forget about your ‘duty of disclosure’ when you’re taking out travel and medical insurance. This simply means you tell the insurance company anything they need to know to make an accurate quote that includes cover for unfortunate events that could occur while abroad and that require cover.

Naturally, disclosure would include aspects such as pre-existing medical conditions. It’s simple to find this information. Just check the policy document for your chosen level of travel insurance. Pre-existing medical condition will be listed under its own section with details including conditions covered or not covered, time since last attack or time elapsed since surgery and other necessary details. If you don’t feel the company has correctly recorded your details, contact their customer service to check.

Emergency Medical Support

Make sure any overseas travel medical insurance provides unlimitedor extensive emergency rescue, medical, hospital, evacuation and dental cover plus additional expenses and cash in hospital, alternative transport, loss of income, rental vehicle excess and far more. Read through the company’s traveller’s medical insurance summary to find out how extensive their cover is.

Also make sure any medical travel insurance provides 24/7 emergency assistance, advice and contact details. These are simple precautions that compound to make for an even better get-away.