Did you know it can be around 40% cheaper to purchase annual travel insurance rather than single trip cover each time you go over the course of the year?

This applies for both domestic and worldwide annual trip travel insurance. If you get to the snow a couple of times in a season, and you’ve been purchasing cover each time, this tip just might save you enough money to squeeze in one more get-away.

Look for Cover Put Together by Experts

Naturally any insurance company will be experts in their own field, however, because ski insurance is a specialised field, Ski-Insurance have sought the input of people who really know snow and snow sports to create single trip and annual travel insurance policy options that offer full cover for recreational skiers, snowboarders and competition skiers.

Ski-Insurance say, having such great input from experienced skiers and snowboarders has enabled them to provide annual worldwide travel insurance with double the benefits.

Those who are comparatively new to the world of snow sports, but who have already adopted it as their passion, will benefit from expert knowledge and the security that knowledge brings, as inexperienced skiers should be aware of their limits and boundaries.

One Austrian study indicates that losing control during speed and colliding with a tree is one of the highest causes of injury and death on the slopes, sometimes occurring in off-piste skiing and sometimes when a skier or snowboarder loses control and accidentally heads off-piste. Piste collision is also high on the list.

If you’re travelling regularly overseas you’ll at least need unlimited overseas emergency medical assistance and medical, dental and hospital annual travel insurance. Australia only policies should offer, as a minimum, emergency rescue including helicopter rescue.

Keeping the Prices Down

Snow sports are not the cheapest form of recreation, so naturally most skiers and snowboarders are on the look-out for cheap annual travel insurance. It’s important to take the time to compare annual travel insurance between the various insurers, and compare what the policy document offers to your unique sport.

Other ways to be sure to get the cheapest deal is to purchase your annual travel insurance online, preferably through an ‘online only’ company as rates are generally lower. Whether online or over the phone, always purchase direct through the insurer to cut out the additional fees and commissions charged by the travel agents, or that annual travel insurance could cost you anything up to 66% more than through the travel insurer.