What Is Travel Insurance

Travel Insurance is a way of protecting yourself against any unforeseen circumstances. It helps you and your family financially and in emergency situations if events like the following happen:

You Make It, Your Bags Don’t
There’s nothing like the fear of being the last person at the baggage carousel only to see that the last suitcase through the plastic flaps isn’t yours. If you’re insured? No need to worry. Ski Insurance will pay for your luggage and may even provide an allowance to purchase necessaries to tide you over until you are reunited with your possessions.

Theft Of Cash
The safest thing to do if you are being robbed or held up is to do as you’re told, hard as that may be, and hand over your stash. This could be the end of your trip before it even starts, as you’re likely to be relieved of your cash, credit cards and passport. Ski Insurance can help you out with emergency cash and will provide expert know-how in getting a replacement ID.

Accidents Happen
People often lose their inhibitions while travelling, and this means you’re much more likely to take risks you normally wouldn’t at home, and these risks can lead to injury. Most foreign hospitals will expect you to settle your bill before you leave the country, and because travellers are often charged a premium, you may not have the necessary cash available. Regular health insurance covers may help cover up to 80% of the cost, but the remaining balance will be left up to you. Ski Insurance provides unlimited over for overseas emergency medical assistance.

You Need To Make Tracks, Fast!
Luckily we live in a stable political environment, however millions of others do not share this luxury, and revolutions and coups can be a regular occurrence. These upheavals can cause havoc to state run systems such as health and transport, which spells danger and can leave you injured and stranded. Ski Insurance will help organise medical and emergency evacuation in the event of an emergency.

Cancellations
There are a million and one reasons why you might have to unexpectedly cancel your trip. If you don’t have travel insurance, that’s money down the gurgler, but if you are covered Ski Insurance will reimburse you for any losses.

Refunds
Circumstances outside your control, such as business closure or natural disaster can also force you to seek out a refund for any travel plans you have already booked. We can’t control the weather, but we can ensure you get a refund or replacement tickets for the next flight.

Ski Insurance provides cover for most of the adverse situations you can think of, and are one of the most experienced companies to have on your side should something unfortunate occur. If you’re planning a trip, make sure you purchase a quality travel insurance before you set off. You can’t put a price on peace of mind.