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Ski Insurance. We Know Snow.


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Ski Insurance Policy Options

We offer policies that were designed by skiers for skiers, giving you maximum peace of mind on the slopes. Choose from Overseas, Domestic, Annual or Professional travel insurance.


Overseas Trip

Planning to ski or snowboard around the world? Our overseas polices will cover you wherever you want to go. Sking in New Zealand and Japan, Sking in Canada and the USA, we've got policies to cover you.

Domestic Trip

From Thredbo to Jindabyne, Perisher to Falls Creek, Australia has some of the best ski fields. Accidents can happen even on domestic holidays that’s why we’ve designed a Domestic Insurance policy to give you peace of mind on the slopes. 

Annual Multi Trip

Do you take off more than once a year for an overseas snow adventure? Perhaps you’re heading to Japan in November, Switzerland in February and New Zealand in August. We offer an annual multi-trip policy that will cover journeys over a 12 month period and each individual trip can be up to 21 days.

Professional Ski Trip

We are the only insurance company that provides protection for competitive skiing & snowboarding for Australians overseas. We are proud to insure our winter sports hero’s whilst they bring home the gold, silver and bronze to Australia.


Welcome to Ski Insurance, Australia’s specialist insurer of winter sports holidays.
Whether it’s on or off piste, we cover all of your snowboarding and skiing holiday needs.
Ski Insurance covers you for what you need for winter sports such as piste closure, bad weather & avalanche closure and snow/ski equipment hire. We’ve also got essential medical cover with unlimited medical benefits plus cover for your luggage, cancellations, lost deposits and more.

 Travel Insurance Features

High Value Items

Are you taking any high value items on your trip? You can purchase up to $5,000 of additional cover for high value items that are less than 12 months old. You can do this by listing each item and its value when you apply for cover.

Please note that high value item cover is not available for jewellery, bicycles, watches and watercraft (apart from surfboards).

Heli Ski Cover

Additional cover can be purchased to cover you if you’re planning a heli-skiing adventure. You simply need to pay an additional premium when purchasing your policy. Ask us about it today. 

Snow Ski Equipment Hire Excess

Additional cover can be purchased to cover the excess payable on any snow ski equipment hire. We will reimburse the snow ski equipment hire insurance excess or the cost of repairing the equipment, whichever is the lesser, if the equipment you have hired is damaged or stolen due to an event covered under this policy.




  • Why should I always get Ski travel insurance?
  • Winter ski trips are challenging, exciting and eye-opening adventures. However they do pose the risk of unexpected events like ski accident, getting sick, losing your passport, or being stuck in an airport for days due to a snow storms. That's why Ski Insurance is essential.


  • What do I do if I lose my policy documentation?
  • If you lose your policy documentation please email [email protected]


  • Do I need to be related to my travel companion to get a duo policy?
  • No, you can be colleagues, friend, fellow athletes or strangers. We don’t mind.


  • What is a dependant?
  • Your children or grandchildren not in full-time employment who are under the age of 18 and travelling with you on the Journey.


  • If something happens can I choose my own doctor?
  • You are free to choose your own Medical Adviser or we can appoint an approved Medical Adviser to see you, unless you are treated under a Reciprocal Health Agreement. You must, however, advise us of your admittance to Hospital or your early return to Australia based on medical advice. If you do not get the medical treatment you expect, Ski Insurance can assist you but we are not liable for anything that results from that.


  • What does backcountry mean?
  • “Backcountry” means skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes (ie. marked pistes are not present) where fixed mechanical means of ascent are often not present.


See all FAQs