Accidental Death*

Accidental death: A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury

Additional Accommodation & Travel Expenses*

Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas)

Includes Family Emergency*

Family Emergency: Cover for additional travel expenses if your Travelling Companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.There is no provision to claim for any person aged 85 and over.

Includes Emergency Companion Cover*

Emergency Companion Cover: Cover for additional travel and accomodation expenses if your Travelling Companion cannot continue their Journey because of an injury or sickness.

Emergency Rescue

Emergency Rescue: Medical transfer or evacuation if you injure yourself whilst on the ski slope

Hospital Cash Allowance^*

Hospital cash allowance: An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas

Overseas Emergency Medical Assistance^

Overseas Emergency Medical Assistance: Cover for emergency medical assistance while you are overseas, including: 24 Hour Emergency Medical Assistance, Ambulance fees, Medical Evacuations, Funeral Arrangements, Messages to family and Hospital Guarantees

Overseas Emergency Medical & Hospital Expenses^*

Overseas Emergency Medical and Hospital Expenses: Cover for overseas medical treatment if you are injured or become sick overseas, including; Medical, Hospital, Surgical and Nursing

Includes Dental Expenses (per adult)^

Dental expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.

Resumption of Journey^*

Resumption of Journey: Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours.There is no provision to claim for any person aged 85 and over.

Credit Card Fraud & Replacement^

Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

Includes Travel Documents & Traveller's Cheques^

Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

Luggage & Personal Effects*

Luggage & Personal Effects: Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer. Sub-limits apply, please refer to the PDS.

Luggage & Personal Effects Delay Expenses^

Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours

Theft of Cash^#

Theft of cash: Cover for the following items stolen from your person, bank notes, cash, currency notes, postal orders and money orders

Alternative Transport Expenses^

Alternative transport expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements

Cancellation Fees & Lost Deposits*

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; Sickness, Injuries, Strikes, Collisions, Retrenchment and Natural Disasters.

Disruption of Journey*

Disruption of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control

Domestic Pets^*

Domestic pets: Cover for additional boarding kennel or cattery fees resulting from your delayed return home, also veterinary fees if your pet is injured while you are away

Domestic Services^*

Domestic services: Cover for house keeping services following injury/disablement continuing upon your return home

Ski Pack

Ski Pack: Cover for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass or you being unable to ski following accident or illness

Personal Liability#

Personal liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you

Piste Closure*

Piste Closure: Cover for the cost of transport to the nearest resort and the cost of additional ski passes if all lift systems are closed as a result of not enough snow, bad weather or power failure in your pre-booked holiday resort.

Rental Vehicle Excess#*

Rental vehicle excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed or Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

Equipment Hire Excess

Equipment Hire Excess: Cover for the cost of hiring alternative Snow Skiing Equipment following the loss, theft or or breakage of your equipment, or if your equipment has been misdirected or delayed for more than 24 hours

Bad Weather & Avalanche Closure

Bad Weather & Avalanche Closure: Cover for extra travel and accommodation expenses if your pre-booked putward or return journey is delayed for more than 12 hours as a result of bad weather or avalanche

Accidental Death*

Accidental death: A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury

Additional Accommodation & Travel Expenses*

Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas)

Includes Family Emergency*

Family Emergency: Cover for additional travel expenses if your Travelling Companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.There is no provision to claim for any person aged 85 and over.

Includes Emergency Companion Cover*

Emergency Companion Cover: Cover for additional travel and accomodation expenses if your Travelling Companion cannot continue their Journey because of an injury or sickness.

Emergency Rescue

Emergency Rescue: Medical transfer or evacuation if you injure yourself whilst on the ski slope

Hospital Cash Allowance^*

Hospital cash allowance: An allowance of $50 per day if you are hospitalised for more than 48 continuous hours while overseas

Overseas Emergency Medical Assistance^

Overseas Emergency Medical Assistance: Cover for emergency medical assistance while you are overseas, including: 24 Hour Emergency Medical Assistance, Ambulance fees, Medical Evacuations, Funeral Arrangements, Messages to family and Hospital Guarantees

Overseas Emergency Medical & Hospital Expenses^*

Overseas Emergency Medical and Hospital Expenses: Cover for overseas medical treatment if you are injured or become sick overseas, including; Medical, Hospital, Surgical and Nursing

Includes Dental Expenses (per adult)^

Dental expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.

Resumption of Journey^*

Resumption of Journey: Cover for the cost of airfares for you to resume your Journey if you return Home because of the unexpected death or hospitalisation of a Relative of yours.There is no provision to claim for any person aged 85 and over.

Credit Card Fraud & Replacement^

Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.

Includes Travel Documents & Traveller's Cheques^

Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.

Luggage & Personal Effects*

Luggage & Personal Effects: Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and computer. Sub-limits apply, please refer to the PDS.

Luggage & Personal Effects Delay Expenses^

Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours

Theft of Cash^#

Theft of cash: Cover for the following items stolen from your person, bank notes, cash, currency notes, postal orders and money orders

Alternative Transport Expenses^

Alternative transport expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements

Cancellation Fees & Lost Deposits*

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; Sickness, Injuries, Strikes, Collisions, Retrenchment and Natural Disasters.

Disruption of Journey*

Disruption of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control

Domestic Pets^*

Domestic pets: Cover for additional boarding kennel or cattery fees resulting from your delayed return home, also veterinary fees if your pet is injured while you are away

Domestic Services^*

Domestic services: Cover for house keeping services following injury/disablement continuing upon your return home

Ski Pack

Ski Pack: Cover for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass or you being unable to ski following accident or illness

Personal Liability#

Personal liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you

Piste Closure*

Piste Closure: Cover for the cost of transport to the nearest resort and the cost of additional ski passes if all lift systems are closed as a result of not enough snow, bad weather or power failure in your pre-booked holiday resort.

Rental Vehicle Excess#*

Rental vehicle excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed or Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.

Equipment Hire Excess

Equipment Hire Excess: Cover for the cost of hiring alternative Snow Skiing Equipment following the loss, theft or or breakage of your equipment, or if your equipment has been misdirected or delayed for more than 24 hours

Bad Weather & Avalanche Closure

Bad Weather & Avalanche Closure: Cover for extra travel and accommodation expenses if your pre-booked putward or return journey is delayed for more than 12 hours as a result of bad weather or avalanche